What to Do After a Car Accident
A step-by-step checklist to keep in your glovebox.
IMMEDIATE ACCIDENT CHECKLIST
Stay calm and follow these steps.
Step 1: Ensure Safety
Check for Injuries: Assess yourself and your passengers. If anyone is injured, call 911 immediately.
Move to Safety: If possible, move your vehicle to the side of the road to avoid further incidents. Turn on your hazard lights.
Step 2: Exchange & Document
Call the Police: A police report is crucial for insurance claims, even for minor accidents.
Take Photos: Document everything! Get pictures of vehicle damage (both cars), license plates, the accident scene, and any relevant road signs or conditions.
Exchange Information: Get the other driver's Name, Address, Phone Number, Insurance Company, Policy Number, and Driver's License Number.
Step 3: Next Steps
Do Not Admit Fault: Stick to the facts of the incident when talking to anyone. Let the insurance companies determine fault.
Contact Your Insurance Agent: Report the accident as soon as possible.
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